Centralized portal integrated with SIMAH, ZATCA, MOC, and other financial institutions.
AI-based credit scoring enriched by behavioral, compliance, and transactional data.
Algorithmic engine to route applications across microfinance, direct lending, guarantees, and different type of funding.
Real-time analytics layer and SME advisory dashboard postloan disbursement
Measurable Impact
Cut loan decision times by 50% from 5–7 days to under 3 days.
Raised SME access-to-credit ratio, aligning with FSDP KPIs.
Introduced transparency, auditability, and digital literacy into loan lifecycle
